Our program allows you to lease a home with the option to buy it in the future. You'll enter into a lease agreement for a specified period, during which you can live in the home and work towards securing a mortgage. When you're ready, you have the option to purchase the property at a pre-agreed price.

Our program is designed to help individuals who may not qualify for traditional mortgages due to short employment history, credit challenges, insufficient down payment, or other factors. We have flexible eligibility criteria, and our team will review your application to determine if you meet the requirements.

Ha! We wish! Most of the single family homes on the market qualify. The financial backers do have a list of criteria for the homes. Here are a few of the major points. A full list is available to check after you qualify.

• They must be able to own the land under it. This can easily be checked by looking for the LOT number. So no apartments or condos stacked on top of each other.

• There are also other restrictions like no solar panels that are being leased and no pools unless you are in the southern states.

• The home must have a decent school district.

  This is all good news for you. By being restrictive up front, it will save you many headaches when it comes time for you to sell this home and pocket your equity.

Your lease will be 12 months long. You have the option to renew that lease another year for up to 3 years in Texas and 5 years everywhere else. We hope this provides you with ample time to stabilize your finances, improve your credit, and prepare for homeownership.

If you decide not to exercise your option to purchase the property at the end of the lease, you can simply walk away without any further obligations or penalties. We will return your deposit so you'll have the flexibility to explore other housing options or start over with another home if you so desire.

Ummm, no. We understand that you may want to personalize the home to your liking. We encourage you to hold off on all of your changes until you actually purchase the home. You don't want to make improvements on the home with the intentions of buying it, only to have to move out because of a flood or a job transfer.

Cha-Ching! The purchase price of the property is agreed upon at the beginning of the lease, providing you with certainty and protection against potential market fluctuations. Regardless of any changes in the property's value, your purchase price remains the same. If the value goes up, you have instant equity when you buy it. If the value goes down, you may want to find another home and start over. To be transparent, the big dogs are in this to make money while also helping you get the home you want. After all, you'll be tying up thousands of dollars of their money until you buy the house. It is in your best interest to work hard and buy the house as soon as you can so the equity is all yours.

The pre-application is free. The full application is not. We strive to keep the program accessible, and we aim to minimize upfront costs. There are minimal application and administrative fees, these will be clearly communicated to you when you fill out your full application. Additionally, you'll be responsible for standard utilities and maintenance expenses during the lease period.

Yes! Please do. Our program is designed to give you the time and support needed to improve your financial standing and qualify for a mortgage. We encourage you to work on strengthening your credit, saving for a down payment, and meeting other mortgage requirements during the lease period. You can purchase the home after you have lived there for 6 months.

Getting started is easy! Simply complete our online application to begin the pre-qualification process. Our team will review your application and guide you through the next steps, helping you find the right home and assisting you throughout your journey towards homeownership.